Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) beneficiaries should stay informed about key payment dates as November transitions into December. These payments ensure that millions of Americans with disabilities can manage their finances and meet their needs. Let’s cut into the SSDI and SSI schedules, eligibility requirements, and what to do if your payment is late or missing.
Payment Schedule
The Social Security Administration (SSA) issues SSDI payments based on your birthdate, alongside other requirements.
- November 20, 2024: Payment for SSDI recipients born between the 11th and 20th of any month.
- November 27, 2024: Payment for SSDI recipients born between the 21st and 31st of any month.
Eligibility Requirements
- You must have started receiving SSDI after April 30, 1997.
- You should not be receiving Supplemental Security Income (SSI) payments.
If you meet the above requirements but your birthdate falls outside the specified range for November 20, you’ll need to wait for the November 27 payment date.
Payment Schedule
For Supplemental Security Income beneficiaries, the next payday is November 29, 2024, as the December 1 payment has been moved forward due to the weekend.
Payment Notes:
- SSDI recipients who also receive SSI payments may receive their December check on December 3, 2024, if their benefits started before May 1997.
Recap:
| Benefit Type | Payment Date | Details |
|---|---|---|
| SSDI (Birthdays 11–20) | November 20, 2024 | Regular SSDI payment |
| SSDI (Birthdays 21–31) | November 27, 2024 | Final SSDI payment of November |
| SSI | November 29, 2024 | December SSI payment issued early |
| SSI & SSDI | December 3, 2024 | For pre-May 1997 beneficiaries |
Payment Amounts
The average SSDI payment for November and December is $1,542, but your actual amount may vary. The SSA calculates payments based on:
- Work History: Payments are influenced by how long you worked and paid into Social Security.
- Earnings Record: High earners who consistently reached the taxable maximum for 35 years may receive up to $3,822.
- Filing Age: Filing later, closer to full retirement age, can significantly increase your SSDI benefit.
Maximum Amounts:
| Work Record | Maximum SSDI Payment |
|---|---|
| 35 years, high earnings | $3,822 |
| Below maximum earnings | Varies |
Missing Payments
If your payment is late or missing, the SSA advises waiting at least three mailing days before contacting them. You can reach out by phone or visit a local SSA office to report the issue. Ensure your banking and contact information is up to date to avoid delays.
Final Tips
Whether you’re receiving SSDI, SSI, or both, it’s essential to track your payment dates and know your eligibility. Early payments, such as SSI’s on November 29, offer financial stability, while SSDI recipients with late payments should act promptly to resolve issues. With clear guidance and preparation, managing these benefits becomes significantly easier.
FAQs
When is the next SSDI payment?
November 20 for birthdays 11–20 and November 27 for birthdays 21–31.
Why is the December SSI payment in November?
December 1 falls on a weekend, so SSI will pay on November 29.
What is the average SSDI payment?
The average SSDI payment is $1,542, though it varies.
How do I report a missing SSDI payment?
Contact SSA after three mailing days if your payment is late.
Who gets the maximum SSDI payment?
High earners with 35 years of maximum contributions may receive $3,822.
