Maximize Your Social Security – 3 Essential Steps for a Higher Retirement Benefit

Joe Biden

The Social Security Administration (SSA) recently announced a 2.5% cost-of-living adjustment (COLA) for 2025. This increase is lower than the recent COLAs, and many seniors may find it disappointing. Unfortunately, the way Social Security calculates COLAs, using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), often does not accurately reflect seniors’ … Read more

Spousal Social Security Benefits – 3 Essential Facts for All Retired Couples

Joe Biden

Navigating Social Security benefits can be challenging, especially when it comes to the lesser-known spousal benefits. While Social Security is often associated with retired workers, millions of others receive benefits, including spouses who may not qualify based on their own work history. In September, nearly 1.9 million people claimed Social Security through the spousal benefit, … Read more

Secure Your Retirement – Tips to Avoid Relying on Low Social Security

Joe Biden

Social Security remains a financial lifeline for millions of Americans, especially in retirement. For some, it’s just an added bonus, but for others, it’s a primary income source. But with today’s cost of living outpacing Social Security increases, many retirees find themselves stretched thin. If you’re considering rejoining the workforce to make ends meet, there … Read more